What it's for
Second mortgages for specific business purposes
What the money is for changes whether property equity is the right tool. Tax debts, buying a business, stock, fit-outs, cash-flow gaps and new contracts, weighed one by one.
ATO debt
Should you use property equity to pay an ATO debt? Compare a payment plan and a second mortgage, including GIC no longer being deductible from 1 July 2025.
Read more →Buying a business
Thinking of using property equity to buy a business? How to judge whether a second mortgage fits, what to check first and how to plan the exit after settlement.
Read more →Buying out a partner
Using property equity to buy out a business partner: valuing the share, the capacity you lose, protecting both sides and planning how the loan gets repaid.
Read more →Stock and inventory
Is property equity the right way to fund stock? When a second mortgage suits a seasonal build or bulk buy, when a line of credit fits better, and what to check.
Read more →Fit-out
Considering property equity for a shop or office fit-out? Check the lease term, budget properly, separate equipment and plan how the fit-out pays back the loan.
Read more →Cash-flow gap
Is property equity the right way to bridge a business cash-flow gap? How to tell a true timing gap from an ongoing shortfall, and which funding suits each.
Read more →New contract
Won a big contract but need funds to start it? When property equity makes sense for mobilisation costs, how to map payment milestones and protect yourself.
Read more →Weighed it up? Let's see if it stacks up.
One short enquiry about the property, the amount and your way out. No credit check at that first step, your details stay with one specialist, and you get a straight answer.
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